Rogers Legend or Wealthsimple Privilege: which one leaves you more money?
For most Quebec profiles the $495 Legend is not worth its price: the free Rogers Elite or the fee-waived Wealthsimple nets more. The calculator shows where it flips.
Rogers caps on August 4, 2026: how much does your card really lose?
For most cardholders the new caps cost zero to a few tens of dollars a year, and the $495 escape hatch costs more than the cap it escapes. Calculate your real loss.
Which card should pay outside Canada? The 2.5% conversion fee math
The Elite is a card for home: its 2.5% conversion fee leaves half a percent net abroad at best. A no-FX-fee card pays at every foreign checkout. Enter your trip and see.
What is the best credit card for Costco in Quebec?
The checkout takes Mastercard only, and the official CIBC card earns 1% in the warehouse. For most members the free Rogers Elite earns more. Run your own basket.
Points card or cash back: which one actually pays?
On paper the points card matches the free 2% benchmark. Redeemed the way most people redeem, fees and lost points counted, it often pays half. Bring your own numbers.
Rogers Red World Elite review: the best free card in Canada?
3% effective on everything for Rogers households that credit their bill, at $0 a year. The catches: a 2.5% FX fee, the August 4 cap and the ecosystem itself.
Wealthsimple Visa Infinite Privilege review: is the 2% card worth it in Quebec?
Flat 2% with no conditions and no FX fee. Everything hinges on clearing the fee waiver, and Quebec gets annual billing and thinner travel insurance.
Why this exists
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